Self Build

A mortgage for a self build differs from a mortgage you would use to buy a house because with a self build mortgage the money is released in stages as the build progresses. There are however different ways in which this money can be released and your choice of product will depend on your own particular circumstances. This is why it is important to an expert to discuss your options as early in your project as possible. Essentially you will borrow a percentage of the end day value and costs of works on the property against Architects certificates at each stage of the build. Once the property is complete you may have the option to switch to a residential mortgage to repay the loan. self build mortgages can be very complex and time consuming to arrange but with the experience of a mortgage broker behind you we can manage the process and take the stress out of the process.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.