Bridging Finance

Commercial or residential bridging loans are short term property finance which can be usually organised very quickly. They are agreed for a short period of time, usually between one and 12 months. A bridging loan, whether it is a commercial bridging loan or residential bridging loan, is used mainly to secure purchases where the chain has collapsed, however, a bridging loan can be used for the other purposes such as:

  • Cash flow solutions

  • Development finance

  • Renovation projects

Commercial and residential bridging loans are almost always secured against property and the amount borrowed will be against the available equity. 


Key features of bridging loans:

  • Enables you to complete prior to selling your existing property 

  • Borrow against the real open market value

  • Flexible approach to income

  • Ideal for auction purchases

  • Available for between one and 12 month terms

  • 100% advances with additional security

The Financial Conduct Authority does not regulate commercial mortgages, some forms of bridging finance and most forms of buy to let mortgages. 

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage. 

The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

Wooton & Bean is a trading name of Wooton & Bean Financial Solutions Limited.

Wooton & Bean Financial Solutions Limited is an appointed representative of PRIMIS Mortgage Network. 


PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Limited which is authorised and regulated by the Financial Conduct Authority.

Registered office: 1st Floor, 65 The Broadway, Haywards Heath, RH16 3AS. Registered in England No:9187571