Help to Buy – Equity Loan

Help to Buy – Equity Loan

Help to Buy Equity Loan Scheme – New build property

With a Help to Buy: equity loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

Who Is eligible

Equity loans are available to first time buyers as well as homeowners looking to move. The home you want to buy must be newly built with a price tag of up to £600,000. You won’t be able to sublet this home or enter a part exchange deal on your old home. You must not own any other property at the time you buy your new home with a Help to Buy equity loan.

The Government have a number of schemes available to help first time buyers get on to and home movers work their way up the housing ladder. The details of the Help to Buy Equity Loan Scheme – New build property are detailed below with more information available at

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