In the current marketplace, obtaining a mortgage can seem daunting. Many would approach their bank or existing mortgage provider in the first instance but with over 70 different lenders, all of which have different criteria and affordability calculations (and of course rates), there may be a much better deal out there.
A mortgage broker will search the market and compare the different deals that are available to you, including rates offered by your existing lender. Their role is to make sure the lender and product you proceed with is the best available to meet your needs and situation.
Wooton & Bean are fully qualified to give advice and are regulated by the Financial Conduct Authority. We have a duty of care to our clients to give the best advice possible.
Wooton & Bean have a comprehensive panel of lenders, which is representative of the whole mortgage market and also have exclusive rates with many of the high street lenders which can result in better terms than going direct.
It is also important to know how your mortgage broker will be paid. Mortgage brokers receive a commission from lenders, which is clearly documented, on top of this some mortgage brokers charge a flat fee or percentage for their services. Wooton & Bean pride themselves in not charging a fee wherever possible – in fact, on average, we only charge a fee to 7 out of every 100 clients, this is generally when it is a very complex case or a very small mortgage.
As part of the cashback for schools scheme we will donate 20% of our commission to the school and guarantee not to charge a fee.
Please give us a call or email if you are looking to:
We can also assist you with all the additional decisions that are often associated with mortgages. Including recommending an appropriate life insurance or income protection policy for you, or finding you a good deal on buildings insurance.
Our contact details are:
Telephone: 01444 440530
Address: 137 South Road, Haywards Heath, RH16 4LY
* Offer applies to individuals completing an application with Wooton & Bean, we must be made aware of your intent to use the scheme at the time of your initial appointment. This offer is not available if you have been referred to us by another introducer and cannot be used in conjunction with any other offer.
Please be aware that by visiting this link you are leaving the Wooton & Bean Mortgage Protection and Advice website.
Please note that neither Wooton & Bean Financial Solutions Ltd or PRIMIS Mortgage Network are responsible for the accuracy of the information contained within the linked site.