With a background in Private Banking and managing a portfolio of wealthy clients we understand the complexities that borrowing large sums can bring.
Often income can be from overseas, heavily reliant on bonuses, drawn in a tax efficient manner or maybe from a number of different sources. Many believe that Retail Banks do not have the appetite for high value mortgages or are able to understand complex income structures, the truth is that they do, you just need to understand it as an advisor and have the right contact at the right bank.
We will always try to match you with a retail lender or maybe even a challenger bank that may have a manual approach to underwriting, as this can often mean lower set up costs, sometimes free legal and valuations for re-mortgages and usually a better selection of products.
If that is not possible then we have contacts at a number of UK and offshore Private Banks that are very much open for business.
The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
Wooton & Bean is a trading name of Wooton & Bean Financial Solutions Limited.
Wooton & Bean Financial Solutions Limited is an appointed representative of TenetLime Limited, which is authorised and regulated by the Financial Conduct Authority.
TenetLime Limited is entered on the Financial Services Register (www.fca.org.uk/register) under reference 311266.
Registered office: 1st Floor, 65 The Broadway, Haywards Heath, RH16 3AS. Registered in England No:9187571